Mortgages

Banking is changing - and we’re looking at one challenger bank that’s leading the field

A new generation of banks is rewarding customers for using accounts

First-time buyers said that facing multiple upfront costs in a short space of time was the number one part of the homebuying process they wished they could avoid.

Mortgage expert sauys what buyers should do to avoid headaches

We were given a cash reward for just checking if our bills could be reduced

This bill-checking service paid me to see if I could save money

Many people start the year determined to sort their finances, only to feel swamped by paperwork and put it off again.

The January money reset checklist

More people are starting the new year by getting expert guidance on their pensions, mortgages and savings.

Take control of your finances this new year

Mortgage expert Sam Fox, from the UK Mortgage Centre, has explained the pros and cons of buying a home via shared ownership

The costs you must remember when you're buying a shared ownership home

(Photo: SUSANNAH IRELAND/AFP via Getty Images)

UK inflation rises to 3.8% – what it means for debt and daily costs

The little-known Deposit Unlock scheme can help first-time house buyers afford a mortgage on a new-build home

The little-known scheme helping first-time buyers get a new-build home

Options for home buyers with low deposits

What the end of the 95% mortgage guarantee scheme means for buyers

(Photo: SUSANNAH IRELAND/AFP via Getty Images)

Bank of England's interest rate decision could leave you paying more

More and more homebuyers are taking out 30, 35 and even 40-year mortgages to reduce their monthly repayments, but an expert has urged people to consider the pros and cons of such long deals.

Should I take out a 40-year mortgage? Expert explains pros and cons

New mortgage rules could help first-time buyers borrow up to £26,000 more, but they are expected to increase house prices

New mortgage rules explained, including how much you can now borrow

Mortgage adviser Liam Cockerham has offered his expert advice to first-time buyers on the pitfalls to avoid, including one easy mistake to make

The one easy mistake to avoid when buying your first home

Tom Lord outside the house he bought with his ex before their relationship ended.

Should you sign a mortgage prenup? Expert's advice to homebuyers

A mortgage expert has warned house buyers of the common spending mistakes which could jeopardise their chances of securing a loan for their dream home

5 easy mistakes to avoid when you're trying to secure a mortgage

(Photo: SUSANNAH IRELAND/AFP via Getty Images)

Major UK bank to pay £50 to 12 million customers
The bank is rewarding millions of customers with a £50 payment as a major thank you 💸
Alex Nelson

(Photo: Pexels)

7 of the best money decluttering tips for a financial spring clean

An estate agent's "sold" board stands outside a residential building.

Watch: Map shows the areas where house prices are rising the fastest

(Photo: Dan Kitwood/Getty Images)

Bank of England cuts interest rates to 4.5% - what that means for you

(Photo: Pexels)

I'm a mortgage expert - my top tips to save for your first home

Bank of England Governor Andrew Bailey (C) attends the central bank's Monetary Policy Report press conference at the Bank of England on 7 November 2024 (Photo: Henry Nicholls - WPA Pool/Getty Images)

Bank of England cuts interest rates again - what it means for you

Donald Trump speaks during an election night event at the West Palm Beach Convention Centre in West Palm Beach, Florida, on 6 November (Photo: JIM WATSON/AFP via Getty Images)

How Trump’s return to power could impact UK mortgages and inflation

(Photos: Getty Images)

UK inflation drops below Bank of England target: what it means for you

A poll of 500 adults who bought their first property have revealed their biggest regrets - including living in an area they do not love

First-time buyers reveal their biggest regrets

(Photos: Pexels/Getty Images)

What are the financial rights for cohabiting couples after a breakup?

(Photos: Pexels)/LinkedIn)

I'm a mortgage expert - these 8 mistakes can hammer your credit score

(Photo: Dan Kitwood/Getty Images)

Britain's biggest building society brings back sub-4% mortgage rates
The building society has brought back its sub-4% mortgage rates as market competition heats up 🔥
Alex Nelson

How average UK home and price has changed from 1970s to today

(Photo: ISABEL INFANTES/AFP via Getty Images)

Major lender cuts mortgage rates for first-time buyers

(Photo: Joe Giddens/PA Wire)

UK households face major mortgage payment increases in next 2 years

(Photos: Getty Images/LinkedIn)

I'm a mortgage expert - 9 pitfalls that first time buyers should avoid

People look at residential properties displayed for sale in the window of an estate agents' in London (Photo: ISABEL INFANTES/AFP via Getty Images)

Expert tips for first-time homebuyers as mortgages jump 61% in 5 years

(Photo: Dan Kitwood/Getty Images)

UK interest rates to hold - how it will impact borrowers and finances

The cost of living crisis has affected many young peoples dreams of owning a property.

Young people's property dreams halted by cost of living crisis

Felicity Holloway, who heads up mortgages at Moneybox Home-buying, has revealed how homeowners can navigate remortgaging with greater confidence.

Mortgage expert’s five tips on ‘daunting prospect’ of remortgaging

Top tips for remortgaging

Five tips to tackle remortgaging

Interest rates are set to rise again

Millions of homeowners issued warning as mortgages set to rise again

Nationwide will pay £340m directly into customer accounts for the first time in 2023.

Nationwide to pay £100 into customers’ accounts - who’s eligible

Martin Lewis has shared his verdict on a new zero deposit mortgage deal launched to help first-time buyers trapped in a renting cycle get on the property ladder.

Breaking Martin Lewis gives his verdict on new 100 per cent mortgage scheme

Leeds Building Society could take your Netflix subscription into account when considering your mortgage application (image: Adobe)

Breaking How Netflix subscriptions could help people on the property ladder

Interest rates will go up for the 11th consecutive time as the Bank of England is set to confirm an increase of 0.25% - Credit: Adobe

Breaking Bank of England to raise interest rates in bad news for mortgages

Pic: Craig Stephen

Six ways to prepare for rising mortgage rates, according to Which?

A family say their mortgage will increase by £1,100 a month

Family say mortgage has increased by £1,100 a month as interest rises

UK sees biggest fall in housing prices since 2009 financial crisis according to Halifax report.

UK sees biggest fall in house prices since financial crisis

These 15 postcodes have seen the biggest hike in house prices over the last year (Photo: Shutterstock)

These 15 postcodes have seen the biggest hike in house prices over the last year

For those who can’t afford to buy a house, shared ownership schemes can be the solution. (Credit: Shutterstock)

Here’s how a shared ownership scheme works when buying a property - and who can ...